I recently watched a documentary film named The Money Masters. This video discusses how money changes have wrecked economies in the past and how nations throughout the world are being robbed via the fractional banking system.
In a previous article I provided an easy to follow model describing fractional banking, and why it is a bad thing. At the end of the article, I provided what I thought might work as at least a partial solution.
I thought the ideas in the film were powerful and important enough to share it with you, so I have embedded it as part of this blog post.
Ideas for solutions to the problems caused by the fractional banking system are mentioned throughout the video, and are laid out in more detail toward the end.
I want to tell you about the explosive info in the video, but it's probably better to just let you see it for yourself. Historical and economic details are provided in a matter of fact way. add they are probably even more powerfully important now than ever before.
The Money Masters is a little long, making it somewhat difficult to digest. Just make sure to stick to it, and watch the video all the way through, even if you have to do it in more than one sitting.
Watching it all the way through, will help make the solutions provided at the end make much more sense than if you just skip to the end, and the knowledge gained from the video will be well worth the time you invest in watching it.
So... if you haven't started it already, click the play button to begin watching The Money Masters.
Thursday, July 8, 2010
Saturday, April 10, 2010
The Dirty Little Secret That's Draining the Life Out of Your Wallet
I have a confession to make. I've been keeping a very big secret about something that is going to have an Earth shattering impact on everyone I know... and everyone I don't.
I've discussed it with a few close family members and friends -- and with a few exceptions, I've been relatively quiet about this.
Have you ever wondered why so many people are so deep in debt, why the U.S. government, is so deep in debt, and why there never seems to be enough money without taking out a loan to get access to more?
There's a reason for that, and that reason is the thing I've been keeping so quiet about.
Before I let the cat out of the bag about this thing that will very likely affect you, your friends, and your family in a bad way, let me explain why I haven't been vocal about this... until now.
Roughly two and a half years ago I was getting ready to start the first of the two economics classes I needed to finish my bachelor degree. The idea of taking an economics class was about as appealing to me as a root canal or being massaged with a cheese grater, but I needed the classes to graduate.
It was about a month before I was to start my first economics class when I came across the dirty little secret that practically guarantees to flush the economies of the world down the toilet.
That's right. I didn't say the American economy, or the economy of some obscure country who's name sounds funny when pronounced with an accent... I said the economies of the world.
As I went through those economics classes, I tried to prove myself wrong. When I couldn't, I sat on it.
Since it seemed like there was no way to avert this disaster, there was little that could be done to prevent or prepare for it. I wasn't about to run around like Chicken Little, saying the dollar's falling if I couldn't, at least, offer a suggestion about how it could be fixed.
Besides, just because I couldn't prove myself wrong, doesn't mean I wasn't..... Right?
So... I kept the secret to myself.
I imagined that bringing the topic up would be like walking up to complete strangers and saying something like...
If you think that's a bizarre thing to say, you can understand why I kept my mouth shut.
I learned this dirty little secret, by asking two seemingly innocent questions.
Kids often ask their parents where babies come from, but I don't know many people who ask where money comes from. We all want it, and even when we have it, we want more... but have you ever wondered what money really is?
Just think about this for a moment... What is money, and where does it come from?
This is what money is, and why it's so important. On an individual level, it helps us get what we want and need.
I'm going to suggest that where money comes from is just as important as what it is, and this is where the dirty little secret lies.
With the way our current money system works, we get money from banks. Granted.... paper money is printed, and coins are minted.... but the bulk of our money is essentially poofed into existence by banks.
We use what is called fractional reserve banking. In a moment, I'll explain how it works in plain English, but it'll make more sense if I first explain the problem it solves.
Just like there are people who, with practice, get good at sports or playing a musical instrument -- there are people who, with practice, get good at getting and keeping money.
If a government were to print enough money to support an economy, and then stop, we would have a limited supply of money. -- This is similar to how the gold standard would work. --
The people who are good at getting and keeping money would then go about starting and growing their pile of money. Eventually they would have all, or most of the money.
Since the money is pulled from the economy, people can't sell goods or services because other people don't have money to buy them with. People don't go to work because employers don't have money to pay them.
At best, this situation triggers an economic recession, but it's more likely to be an economic depression -- like The Great Depression.
At this point, the ability to come out of a recession or depression depends on whether the people with the big piles of money spend some of it, or simply sit on the pile... waiting for it to hatch.
It gets even worse because, over time, the gap between the size of the total debt and the money available to repay it gets bigger and bigger.
The fractional reserve banking system isn't all bad, and -- in fact -- has the potential to reduce the severity and duration of economic recessions and depressions. This means that recessions and depressions can be made to happen less often, and be less bad.
All that's needed -- really -- is another method for creating money needs to be added to our money system.
The caveat is that it must be limited so that it only creates enough money to cover the interest charged on loans.
If we have runaway printing of money, we create so much of it so fast that it ends up having little or no value. This is exactly what happened to the German Papiermark during and after the first world war.
The "trick" is to maintain the balance of creating enough money to allow people to get out of debt if they choose to do so without also creating so much money so fast that it causes a currency to collapse.
I'm sure this idea isn't perfect, and if somebody has a better one, I'm willing to let go of the idea I came up with, and run with theirs.
However, I do believe that implementing this small tweak to our money system has the potential to allow our economy to run relatively smoothly for hundreds of years... or longer.
The important question to ask is -- What can you do?
Discussing theory has it's value, but it doesn't make sense if you can't actually DO SOMETHING..
Right?
I've discussed it with a few close family members and friends -- and with a few exceptions, I've been relatively quiet about this.
Have you ever wondered why so many people are so deep in debt, why the U.S. government, is so deep in debt, and why there never seems to be enough money without taking out a loan to get access to more?
There's a reason for that, and that reason is the thing I've been keeping so quiet about.
Before I let the cat out of the bag about this thing that will very likely affect you, your friends, and your family in a bad way, let me explain why I haven't been vocal about this... until now.
Roughly two and a half years ago I was getting ready to start the first of the two economics classes I needed to finish my bachelor degree. The idea of taking an economics class was about as appealing to me as a root canal or being massaged with a cheese grater, but I needed the classes to graduate.
It was about a month before I was to start my first economics class when I came across the dirty little secret that practically guarantees to flush the economies of the world down the toilet.
That's right. I didn't say the American economy, or the economy of some obscure country who's name sounds funny when pronounced with an accent... I said the economies of the world.
As I went through those economics classes, I tried to prove myself wrong. When I couldn't, I sat on it.
Since it seemed like there was no way to avert this disaster, there was little that could be done to prevent or prepare for it. I wasn't about to run around like Chicken Little, saying the dollar's falling if I couldn't, at least, offer a suggestion about how it could be fixed.
Besides, just because I couldn't prove myself wrong, doesn't mean I wasn't..... Right?
So... I kept the secret to myself.
I imagined that bringing the topic up would be like walking up to complete strangers and saying something like...
"Hey, guess what... You're going to die! -- I doesn't matter how much you fight it, how much you try to prevent it, or how much you try to prepare for it, you're still going to die..."
"...and you know what else? -- You're probably not going to survive dying."
If you think that's a bizarre thing to say, you can understand why I kept my mouth shut.
I learned this dirty little secret, by asking two seemingly innocent questions.
1. What is money?
2. Where does it come from?
Kids often ask their parents where babies come from, but I don't know many people who ask where money comes from. We all want it, and even when we have it, we want more... but have you ever wondered what money really is?
Just think about this for a moment... What is money, and where does it come from?
I'll start with what money isn't -- Money Isn't Evil!
Here's the boring definition of money. Money is:
1. A tool for trade.
2. A store of value. (Even with inflation, money usually holds it's value longer than a piece of fruit, or uncooked meat )
Here's what money REALLY is....
Money is the mortar that holds the bricks of civilization together. Money is a tool for trade and a store of value, but it is much more than that.
Money allows us each to work as specialized parts of an integrated society that works like a finely tuned machine. It allows us to be artists, scientists, doctors, teachers, police officers, and writers.
Money has taken on many forms over the past few thousand years since civilization began, but without it we would be too busy trying to catch and grow our own food to pursue trivial pursuits like science or medicine.
What's the value of knowing the nature of planets if you're on the verge of starvation, and you can't eat them? Why would you want to use medicine to live past the age of 35 anyway?
This is what money is, and why it's so important. On an individual level, it helps us get what we want and need.
I'm going to suggest that where money comes from is just as important as what it is, and this is where the dirty little secret lies.
With the way our current money system works, we get money from banks. Granted.... paper money is printed, and coins are minted.... but the bulk of our money is essentially poofed into existence by banks.
We use what is called fractional reserve banking. In a moment, I'll explain how it works in plain English, but it'll make more sense if I first explain the problem it solves.
The Problem Fractional Reserve Banking Solves
Just like there are people who, with practice, get good at sports or playing a musical instrument -- there are people who, with practice, get good at getting and keeping money.
If a government were to print enough money to support an economy, and then stop, we would have a limited supply of money. -- This is similar to how the gold standard would work. --
The people who are good at getting and keeping money would then go about starting and growing their pile of money. Eventually they would have all, or most of the money.
Since the money is pulled from the economy, people can't sell goods or services because other people don't have money to buy them with. People don't go to work because employers don't have money to pay them.
At best, this situation triggers an economic recession, but it's more likely to be an economic depression -- like The Great Depression.
At this point, the ability to come out of a recession or depression depends on whether the people with the big piles of money spend some of it, or simply sit on the pile... waiting for it to hatch.
How Fractional Reserve Banking Works - And The Problem It Causes
When I said before that banks poof money into existence, I wasn't kidding.
Banks are allowed to lend out more money than they have. There are laws that place limitations on this practice -- usually requiring banks to keep a percentage of the amount they've loaned on deposit.
There have been times where many, or all of the people with accounts at a bank tried to get the money in their accounts all at once. Since the bank loaned it out, it didn't have the money.
This is called a run on the bank, and it... err... caused a few problems.
Here's a model that paints a picture of how fractional reserve banking works...
Imagine there is a person who has the entire money supply. This person has $100, and since it's all the money in the world, he wants to keep it safe...
So he deposits it in a bank account. This bank has rules it is required to follow. It can lend money, but it is required to have at least %10 of the amount it has loaned in a deposit account.
It just so happens that the same day the $100 deposit account was opened, Dirty Dan was put "in the dog house" by is wife.
The problem with this is that he didn't have a dog house, so to be "in the dog house" -- he had to build one first.
After drawing up a set of plans, checking with a few suppliers, and getting a building permit, he figured he'd need $1,000 to finished the job.
Since Dirty Dan didn't have $1,000, he went to the bank for a loan.
The bank loan officer looked at the ledgers, and saw that it had $100 in a deposit account, and let Dirty Dan know that it had enough on deposit to loan him the $1,000 for five years...
As long as he agreed to pay it back in monthly installments, and paid and additional 10% interest on $1,000 each year.
The loan officer told Dirty Dan that when the loan was paid in full, he'll have paid back the $1000, plus another $500, but he had the five years to do it in.
Since he knew that the sooner he built the dog house and got in it, the sooner he could get out -- he knew that he was still getting a great deal so he accepted the loan.
Then Dirty Dan began to repay the loan, but after he had payed back $1,000 there was no more money, and he would have to take out another loan -- that the bank would charge interest on -- so he could pay back the remaining $500 he owed.on his dog house payments.
This is the Fatal Flaw in the Fractional Reserve Banking System
As long as people are taking out loans, a fractional reserve banking system allows an economy to flow smoothly, even when people who are good at getting and keeping money sit on their money pile and wait for it to hatch.
The fatal flaw is that over time, interest charges eat up the entire money supply... and then after that is gone there always has to be more money owed to banks than the money there is in the economy.
This makes it impossible for everyone to be completely out of debt because there isn't enough money in the system for that to happen.
It gets even worse because, over time, the gap between the size of the total debt and the money available to repay it gets bigger and bigger.
This creates a near perpetual interest generating machine for the banking system, but the system eventually implodes.
Think of The Great Depression as a warning shot or a gentle and brief preview of what is to come if we don't fix this flaw in our money system.
My Suggested Solution
The fractional reserve banking system isn't all bad, and -- in fact -- has the potential to reduce the severity and duration of economic recessions and depressions. This means that recessions and depressions can be made to happen less often, and be less bad.
All that's needed -- really -- is another method for creating money needs to be added to our money system.
The caveat is that it must be limited so that it only creates enough money to cover the interest charged on loans.
If we have runaway printing of money, we create so much of it so fast that it ends up having little or no value. This is exactly what happened to the German Papiermark during and after the first world war.
The "trick" is to maintain the balance of creating enough money to allow people to get out of debt if they choose to do so without also creating so much money so fast that it causes a currency to collapse.
I'm sure this idea isn't perfect, and if somebody has a better one, I'm willing to let go of the idea I came up with, and run with theirs.
However, I do believe that implementing this small tweak to our money system has the potential to allow our economy to run relatively smoothly for hundreds of years... or longer.
The important question to ask is -- What can you do?
Discussing theory has it's value, but it doesn't make sense if you can't actually DO SOMETHING..
Right?
Fortunately, there is something you can do. You can start by contacting your elected officials to express your concerns about the fatal flaw in our money system, and your ideas on what could fix it.
Here are a couple of places you can look to get started:
The United States isn't the only nation that is suffering from the effects of the fatal flaw in the fractional reserve banking system. If you live outside the United States, you probably know who to express your concerns better than I would.
When should you get started?
Well... When would now be a good time?
Monday, December 7, 2009
Charitable Contributions That Don't Cost Money
I think most people would agree that charitable contributions are a powerful way to help make the world a better place. Just as importantly, through charitable contributions, we can focus on making changes in the world that we would like to see.
We typically think of contributing to charity as sending money that we have earned in our jobs or businesses to a charity organization. However, there are ways we can contribute without parting with our hard earned dollars.
I don't want to discourage anyone from donating money to their favorite charities. I'm just trying to point you in the direction of how you could contribute more without having to give more of your own money.
Freerice.com is a website that allows people to play an educational game, and uses the money generated through advertisers on the website to the United Nations World Food Program.
Thehungersite.com allows you to contribute by clicking on a button and viewing the ads that are presented. It provides several categories of giving, and offers email reminders to help you remember to click to contribute.
WorldCommunityGrid.org has a program that allows you to use your computers idle processor time to do computations for scientific research on things like new AIDS medicines and possible cures for cancers. Be sure to download their program and join my team.
Whether or not you are currently contributing to a charity, these are ways you can contribute more without emptying your wallet.
We typically think of contributing to charity as sending money that we have earned in our jobs or businesses to a charity organization. However, there are ways we can contribute without parting with our hard earned dollars.
I don't want to discourage anyone from donating money to their favorite charities. I'm just trying to point you in the direction of how you could contribute more without having to give more of your own money.
Freerice.com is a website that allows people to play an educational game, and uses the money generated through advertisers on the website to the United Nations World Food Program.
Thehungersite.com allows you to contribute by clicking on a button and viewing the ads that are presented. It provides several categories of giving, and offers email reminders to help you remember to click to contribute.
WorldCommunityGrid.org has a program that allows you to use your computers idle processor time to do computations for scientific research on things like new AIDS medicines and possible cures for cancers. Be sure to download their program and join my team.
Whether or not you are currently contributing to a charity, these are ways you can contribute more without emptying your wallet.
Labels:
charity,
contribution,
donations,
giving
Wednesday, December 2, 2009
Forwarded Virus Email Hoaxes
You might have received a panicky sounding email in the past describing how some terrible virus is wreaking havoc on the web.
The message usually says something about how an email is going around tricking unsuspecting email users into running it. Once it runs, it steals your identity, fries your hard drive, and eats small pets.
Then the message usually goes on to say something about how the pet eating computer virus been verified by snopes.com or some other authority.
Typically, forwarding messages like these only accomplishes wasting the time of the message recipients. It’s usually better to delete the message instead of forwarding it on.
It's also a pet peeve of mine.
If you do a little research to validate the claims in the message, you’ll usually find them to be false or grossly over exaggerated.
Tips On Preventing Virus Infections:
- Avoid downloading files from sources you don’t know you can trust
- Make sure all the latest Windows updates have been applied.
- Have an anti-virus program installed, up to date, and performs regular system scans.
- Scan downloaded files with an anti-virus program before opening them.
- Save and scan email attachments with an anti-virus program before opening them.
- Be cautious when clicking on links in email, or avoid clicking on email links altogether.
It's usually a good idea to have your computer set to download and install Windows updates automatically. However, sometimes the updates need a little bit if interaction on your part before it can be installed.
When the updates are ready to be installed, you should see a notification icon in your system tray (the icons in the lower right hand corner of the screen).
To begin installing the updates, double click on the notification icon. Downloaded updates are also usually applied when the computer is shutdown.
Labels:
computer viruses,
email hoax,
virus hoax
Thursday, November 19, 2009
The Brutal Reality of Health Care Costs and How to Reduce Them
The lack of access to health care for many in the U.S. because of the high cost of health care products and services has been an issue that's been in the media spotlight lately.
I have a lot to say about this topic, and I'm saving the best for last, so make sure to read through the whole article.
Now those roughly 80 million babies are hitting retirement age, and are starting the kind of health care that people in the retirement age group need.
On top of that, the latest, newest, and best medical diagnostic tools and treatments tend to be the most expensive.
Now tell me, if you had a potentially life threatening illness, would you want the more expensive best treatment, or the cheaper treatment that used to be the best?
You'd want the more expensive best treatment, right?
So do those 80 million babies that were made just after WWII, their 35 million kids, and their 70 million grandkids.
There is no perfect solution.
Even if Congress and President Obama use a magic wand to poof a health care reform bill into law, it doesn't mean the U.S. government can afford to pay the bills.
The U.S. government is already unable to meet its Social Security and Medicare obligations.
What's going to happen when even more bills are heaped onto what the U.S. government already cannot afford to pay?
It'd be like deciding to buy a car and a boat when you can't afford to make your mortgage payments, right?
If the medical bills do get paid, where do you think the money to pay it is going to come from?
That being said, I'll get to the good part.
Subconscious programming is a favorite topic of mine. I was introduced to the use of affirmations in the 2nd grade, when visitors to my class came to talk about affirmations and self talk.
When I was 13 years old, I got to see a stage hypnotist show. I was a boy scout at the time, and at our next meeting, I reproduced one of the tricks used by the stage hypnotist.
There is a line of thinking that suggests our subconscious mind controls all the functions in our bodies, down to a cellular, and maybe even a molecular level.
Medical science tends to see the placebo effect as a problem that makes it hard to determine the effectiveness of drugs and surgical procedures.
What if the placebo effect is simply an example of the power our subconscious minds has to heal our bodies?
The placebo effect is still an effect, isn't it?
In the early 1900's there was a french pharmacist, named Émile Coué, who noticed that when he praised the effectiveness of a medicine, it was more effective for the patient taking the medicine.
He developed a method of using autosuggestion for healing. The main aspect of the method involved repeating the affirmation, "Day by day, in every way, I am getting better and better."
He suggested repeating this 20 times after waking up in the morning, and just before going to sleep at night. It is claimed that he had a 93% success rate.
Even if widespread use of The Coué Method only provided the roughly 30% success rate that can be found with a placebo, it'd still provide a dramatic reduction in the amount spent on health care, wouldn't it?
The book, The Practice of Autosuggestion, discusses The Coué Method in greater detail.
There are probably too many forms of energy medicine to discuss in a single blog article. Ones that I have tried, and have received a noticable health benefit from are, EFT (Emotional Freedom Techniques), The Sedona Method, Qi Gong, Reiki, and Quantum Touch.
EFT involves tapping on meridian points in Chinese medicine to remove blockages in the flow of life force energy.
The Sedona Method involves asking a series of questions that aid in releasing stuck emotions. I include it hear because it has an affect that is similar to EFT, and I have experienced a noticable improvement in my health by using it.
Qi Gong is a form of exercise that involves movements, breathing, and focus intended to improve the flow of life force energy.
Reiki is a hands on healing method that involves the channeling of life force energy. The feel of the energy received during a Reiki treatment feels similar to sunshine on a warm day.
Quantum Touch is a hands on healing method that involves a special patterns of breathing and meditation intended to increase the vibrational rate of the person being healed. I have felt people's bones and tissues spontaneously move into place while using this method.
I also include regular visits to my chiropractor as part of my own health care plan. There is a line of thought that says being out of alignment interrupts the flow of life force energy.
That might or might not be correct, but I will say that chiropractic visits have been able to help in ways that medical doctors have not.
I'm not going to claim that using these tools will eliminate the need for visits with mainstream medical doctors, surgeries, or prescription medications.
However I will suggest that they can dramatically reduce the need to access the products and services available through medical doctors and pharmaceutical companies. This in turn would drive overall health care and health insurance costs down to more reasonable levels.
I have a lot to say about this topic, and I'm saving the best for last, so make sure to read through the whole article.
Here's the grim reality...
I'm not quite sure how they did it, but I think it probably has something to do with being happy.After World War II ended, American soldiers came home from where they were fighting. They were so happy to be alive, they made roughly 80 million babies.
Now those roughly 80 million babies are hitting retirement age, and are starting the kind of health care that people in the retirement age group need.
On top of that, the latest, newest, and best medical diagnostic tools and treatments tend to be the most expensive.
Now tell me, if you had a potentially life threatening illness, would you want the more expensive best treatment, or the cheaper treatment that used to be the best?
You'd want the more expensive best treatment, right?
So do those 80 million babies that were made just after WWII, their 35 million kids, and their 70 million grandkids.
There is no perfect solution.
Here's the insanity of relying on government to provide for you.
Even if Congress and President Obama use a magic wand to poof a health care reform bill into law, it doesn't mean the U.S. government can afford to pay the bills.
The U.S. government is already unable to meet its Social Security and Medicare obligations.
What's going to happen when even more bills are heaped onto what the U.S. government already cannot afford to pay?
It'd be like deciding to buy a car and a boat when you can't afford to make your mortgage payments, right?
If the medical bills do get paid, where do you think the money to pay it is going to come from?
What about the rising cost of health insurance?
Health insurance companies are businesses that provide coverage in case you need health care. In case you didn't catch it the first time, I'll say it again. Health insurance companies are businesses.
Now say it with me. Health insurance companies are businesses.
A business provides a service or product in exchange for money. A business is a for profit organization.
A health insurance company is a for profit organization, and provides the service of covering health care costs that would be otherwise be difficult to pay all at once in exchange for being paid monthly premiums.
In order to turn a profit, a health insurance company must, collect more in premiums than it pays out in claims.
As more people need more expensive health care services more often, health insurance companies must increase their premiums to compensate for what they pay out in claims.
If your employer didn't pay you enough to cover your costs of traveling to and from work, plus a little extra so you can eat and have a place to live, how long would you continue to show up and provide your services to your employer?
What if your employer wanted you to keep showing up anyway? Even if you wanted to, you'd still have to stop showing up. Wouldn't you?
What if the federal government stepped in and offered to increase your paycheck by 10%, and raise the funds to do this by increasing your taxes by the same amount?
It'd still be a little crazy to agree to keep showing up. Wouldn't you agree?
Here are my solutions.
To start, everyone receiving health insurance coverage should be required to receive an education in nutrition and exercise.
I'm not suggesting that everyone with health insurance should be forced to eat fruits, vegetables, and lean meats, and I'm not suggesting that everyone should be forced to exercise.
I am, however, saying that no one receiving health care should be able to claim ignorance about nutrition and exercise.
My favorite resource for nutrition information is the World's Healthiest Foods website.
I realize that many people have limited information about exercise. You should always consult with your doctor before beginning any exercise program.
I'm sure there are other resources, but Kevin Gianni's Live Awesome website provides plenty of information on body weight exercies and home workout routines.
This isn't all there is do exercise and nutrition, but I think it's a good start. When it comes to educating yourself it's important to learn to see through the marketing fluff of the weight loss industry.
If all Americans ate the recommended 5 - 9 servings of fruits and vegetables each day, and did 20 minutes of aerobics 3 times per week, what would that do to heart disease, diabetes, and cancer rates?
If the rates of just those 3 chronic illnesses were driven down, wouldn't that have a huge impact on the amount spent by health insurance companies and individuals to manage the illnesses?
If the rates of just those 3 chronic illnesses were driven down, wouldn't that have a huge impact on the amount spent by health insurance companies and individuals to manage the illnesses?
What about the stuff mainstream medicine doesn't usually talk about?
Mainstream medicine tends to be slow to adopt new ideas that aren't also profitable. This can be show by the early resistance of mainstream medicine to adopt the practice of hand washing.
I think that most people would agree that while hand washing is an effective method for reducing the spread of disease, it doesn't lead to medical patients purchasing additional prescription drugs.
I think that most people would agree there is a conflict of interest between the business of medicine, and the practice of healing.
This is just a general observation, and isn't intended as an attack on the medical industry.
I have never met a physician who does not want to see his/her patients to get well, and drug companies do provide valuable and needed products.
One thing that mainstream medicine seems to be resisting at the moment, is the use has herbs as medicine.
I use herbs as medicines as part of my own health care. There are an amazing number of herbs that provide medicinal benefits.
However, there are a couple of challenges with using herbs as medicines.
Herbs tend to be much cheaper in cost than prescription drugs. Since herbs as medicines are, in effect, products that compete with the products of pharmaceutical manufacturers, drug companies will fight their use tooth and nail.
Since herbs as medicines aren't high profit items in comparison to chemically engineered drugs, there hasn't been the financial incentive to do the same kinds of research to prove safety and effectiveness as there has been on most manufactured drugs.
Knowledge about interactions between herbs, and interactions between herbs and pharmaceuticals is limited, so mixing herbs and manufactured drugs has the potential to cause dangerous interactions.
Also, just because it's natural doesn't mean it's safe.
However, the German Commission E Monographs is a guide to the use of herbal medicines created by an expert committee put together by the German government in the late 1970's to evaluate the safety and effectiveness of herbs and herb combinations sold in Germany.
This could be used as a starting point for considering the FDA approval of medicinal claims that can be used by herbal supplement manufacturers.
Considering the difference between the cost of prescription drugs and herbal medicines, the widespread, responsible, and intelligent use of herbal alternatives to prescription drugs would provide a dramatic decrease in health care costs for individuals and insurers.
The resource I use the most for information on using herbs as medicines is called The Green Pharmacy.
When considering using herbs as medicines, it is also important to check for interactions.
Using Subconscious Programming and Energy Medicine to Supplement Medical Care
This is what I consider to be the most important and valuable part of this article. I believe that proper nutrition, exercise, and the use of herbs as medicines are ideas that have become relatively mainstream.
I mentioned them before now because I think they cannot be over emphasised as tools for keeping the cost of health care down.
I also want to preface what I have to say here by mentioning that if you do choose to use alternative therapies to help in treating a medical condition, also continue to consult with a medically trained doctor.
That being said, I'll get to the good part.
Subconscious programming is a favorite topic of mine. I was introduced to the use of affirmations in the 2nd grade, when visitors to my class came to talk about affirmations and self talk.
When I was 13 years old, I got to see a stage hypnotist show. I was a boy scout at the time, and at our next meeting, I reproduced one of the tricks used by the stage hypnotist.
There is a line of thinking that suggests our subconscious mind controls all the functions in our bodies, down to a cellular, and maybe even a molecular level.
Medical science tends to see the placebo effect as a problem that makes it hard to determine the effectiveness of drugs and surgical procedures.
What if the placebo effect is simply an example of the power our subconscious minds has to heal our bodies?
The placebo effect is still an effect, isn't it?
In the early 1900's there was a french pharmacist, named Émile Coué, who noticed that when he praised the effectiveness of a medicine, it was more effective for the patient taking the medicine.
He developed a method of using autosuggestion for healing. The main aspect of the method involved repeating the affirmation, "Day by day, in every way, I am getting better and better."
He suggested repeating this 20 times after waking up in the morning, and just before going to sleep at night. It is claimed that he had a 93% success rate.
Even if widespread use of The Coué Method only provided the roughly 30% success rate that can be found with a placebo, it'd still provide a dramatic reduction in the amount spent on health care, wouldn't it?
The book, The Practice of Autosuggestion, discusses The Coué Method in greater detail.
There are probably too many forms of energy medicine to discuss in a single blog article. Ones that I have tried, and have received a noticable health benefit from are, EFT (Emotional Freedom Techniques), The Sedona Method, Qi Gong, Reiki, and Quantum Touch.
EFT involves tapping on meridian points in Chinese medicine to remove blockages in the flow of life force energy.
The Sedona Method involves asking a series of questions that aid in releasing stuck emotions. I include it hear because it has an affect that is similar to EFT, and I have experienced a noticable improvement in my health by using it.
Qi Gong is a form of exercise that involves movements, breathing, and focus intended to improve the flow of life force energy.
Reiki is a hands on healing method that involves the channeling of life force energy. The feel of the energy received during a Reiki treatment feels similar to sunshine on a warm day.
Quantum Touch is a hands on healing method that involves a special patterns of breathing and meditation intended to increase the vibrational rate of the person being healed. I have felt people's bones and tissues spontaneously move into place while using this method.
I also include regular visits to my chiropractor as part of my own health care plan. There is a line of thought that says being out of alignment interrupts the flow of life force energy.
That might or might not be correct, but I will say that chiropractic visits have been able to help in ways that medical doctors have not.
I'm not going to claim that using these tools will eliminate the need for visits with mainstream medical doctors, surgeries, or prescription medications.
However I will suggest that they can dramatically reduce the need to access the products and services available through medical doctors and pharmaceutical companies. This in turn would drive overall health care and health insurance costs down to more reasonable levels.
Tuesday, November 10, 2009
The Effects of Antibacterial Soap
A while ago, I was in a store looking for dish soap without the antibacterial chemicals, and had trouble finding some.
The reason I was looking for dish soap without the antibacterial chemicals is that it's good for washing cars at home on the lawn.
However, I was concerned that the antibacterial chemicals in the soap that I was seeing would kill the useful micro-organisms in the lawn, thus damaging the overall health of the lawn.
I found some eventually, but I had to go to several stores before I did. While I was doing this searching, I wondered what kind if damage we are doing by using antibacterial soaps.
I found some eventually, but I had to go to several stores before I did. While I was doing this searching, I wondered what kind if damage we are doing by using antibacterial soaps.
Apparently I'm not the first person to ask this question.
When I started searching for information on it, the first thing that caught my attention was an article on the CBS News website titled Antibacterial Soaps Cause Concern.
I'm going to suggest that antibacterial soaps have little functional use outside of medical facilities, and food service operations.
Antibacterial soaps don't appear to provide any additional protection from illness over regular soap, and can be harmful to the environment.
If you don't believe me, check out this WebMD article. The article also lists some alternative disinfecting options.
I don't know about everybody else, but I think it's a bad idea to kill all bacteria except the ones that are resistant to our existing antibacterial chemicals.
I don't know about everybody else, but I think it's a bad idea to kill all bacteria except the ones that are resistant to our existing antibacterial chemicals.
When there are several kinds of bacteria, they are all competing for resources. This includes the both the bacteria that our anti-bacterial soaps can and can't kill.
When you kill the bacteria that can be killed by antibacterial soap, you leave the bacteria that is tolerant to these chemicals with plenty of space and resources to multiply.
I also thought about the impact that this stuff might have on our waste systems. I found an article at ScienceDaily.com that talks about this, that's titled Sludge Recycling Sends Antiseptic Soap Ingredient To Agriculture.
Sounds tasty doesn't it?
...."I'd like that sandwich on whole wheat bread grown in antibacterial Dial." Most people don't know this, but it's the kind that makes you fart bubbles.
I can't say for sure what the long term effects of overusing antibacterial soaps will be, but I'm sure they won't be good.
I've already started to limit my use of products with antibacterial chemicals, and will continue to do so in the future.
They don't appear to be especially helpful at preventing illness, and it looks like they will do more harm than good.
Labels:
environmental products,
soap
Friday, November 6, 2009
What Don't You Know About Vitamin C?
I was at work one day, glanced at a Vitamin C bottle I kept on my desk, and realized that I had been taking it, but didn't know much about what it was doing for me.
This bottle wasn't a normal sized bottle, it was one of those huge bottles of Vitamin C that you can find in stores that have to have delivered by a forklift.
I was doing technical support over the phone at the time, and the job provided plenty of freedom to surf the web during slow times.
I found a ton of information at the Vitamin C Foundation website. The Vitamin C Foundation website links to a ton of articles.
I think it's probably safe to say that it's common knowledge that Vitamin C supports the immune system.
I imagine the anti-oxidant properties of Vitamin C are also widely known.
However, I started finding things that I hadn't heard before. I was shocked that nobody told me about this before.
The more I looked into what Vitamin C did, the more interested I became.
It turns out that most animals actually produce their own Vitamin C, and we humans just happen to be one of the few creatures that don't.
What I found tells me that Vitamin C might provide some protection from heart disease because the body uses it to make the collagen it uses to repair arteries.
The article Vitamin C Beats Statins in Cholesterol discusses this little known bit of information. Here's an interesting snippet from the article.
Dr. Matthias Rath, a world renowned doctor and scientist gave a presentation at Standford University in May of 2002 suggesting that heart disease was a form of low grade chronic scurvy.
I don't want you to take my word on this. I suggest reading through the presentation for yourself so you can have a greater understanding of this.
However, I do want to show you some quotes from the presentation that caught my attention.
I'm not fluent in the language of doctors, but I will do my best to provide an English translation, as I understand it.
While doing my research, I also found there were several people who seem to think there is some kind of conspiracy against Vitamin C.
It's sounds a little far fetched, but I suppose it is possible.
There's a pretty cool flash video that was put together by a journalist that discusses this possibility.
I don't know how accurate the information he uses is, but it is interesting. The video can be found at www.vitamincproject.com.
This bottle wasn't a normal sized bottle, it was one of those huge bottles of Vitamin C that you can find in stores that have to have delivered by a forklift.
I was doing technical support over the phone at the time, and the job provided plenty of freedom to surf the web during slow times.
I found a ton of information at the Vitamin C Foundation website. The Vitamin C Foundation website links to a ton of articles.
I think it's probably safe to say that it's common knowledge that Vitamin C supports the immune system.
I imagine the anti-oxidant properties of Vitamin C are also widely known.
However, I started finding things that I hadn't heard before. I was shocked that nobody told me about this before.
The more I looked into what Vitamin C did, the more interested I became.
It turns out that most animals actually produce their own Vitamin C, and we humans just happen to be one of the few creatures that don't.
What I found tells me that Vitamin C might provide some protection from heart disease because the body uses it to make the collagen it uses to repair arteries.
The article Vitamin C Beats Statins in Cholesterol discusses this little known bit of information. Here's an interesting snippet from the article.
I'm not a doctor, but if somebody told you that something as inexpensive as Vitamin C might provide some extra protection from heart disease, you'd at least consider the possibility, wouldn't you?
Since we do not produce, by virtue of some genetic change that happened a long time ago, any vitamin C ourselves, our diet is the only way to get the substance. Vitamin C happens to be a vital ingredient for the production of collagen, exactly the material that blood vessels are made of. When blood vessels degenerate, we have a repair mechanism kicking in - cholesterol - which forms plaque in the arteries to stop them from leaking.
What if a high LDL cholesterol were a symptom of heart disease rather than a cause of heart disease?
What if you took drugs that covered up this symptom, but didn't take care of the underlying cause?
Wouldn't you at least want to know what that underlying cause might be?
Dr. Matthias Rath, a world renowned doctor and scientist gave a presentation at Standford University in May of 2002 suggesting that heart disease was a form of low grade chronic scurvy.
I don't want you to take my word on this. I suggest reading through the presentation for yourself so you can have a greater understanding of this.
However, I do want to show you some quotes from the presentation that caught my attention.
Heart Disease is an early form of the sailor’s disease scurvy.
As opposed to animals, the human body cannot synthesize vitamin C. Ascorbate deficiency results in two distinct morphological changes of the vascular wall: Impaired vascular stability due to decreased collagen synthesis and loss of the endothelial barrier function.
The sailors of earlier centuries died within a few months from hemorrhagic blood loss due to lack of endogenous ascorbate synthesis combined with a vitamin deficient diet aboard. When the Indians gave those sailors tea from tree barks and other vitamin rich nutrition, blood loss was stopped and the vascular wall healed naturally.
Today, everyone gets some vitamin C and open scurvy is rare. But almost everyone suffers from chronic vitamin deficiency. Over decades, micro lesions develop in the vascular wall, especially in areas of high mechanical stress such as the coronary arteries.
Just as in the sailor’s disease scurvy, so does vitamin C induce the natural repair of the blood vessel wall in cardiovascular disease leading to a halt in progression and even to natural regression of vascular lesions.
In contrast to current models of atherogenesis, the Scurvy / Heart Disease Connection can answer all key questions in clinical cardiology today.
I'm not fluent in the language of doctors, but I will do my best to provide an English translation, as I understand it.
When your heart beats, it pushes blood into the arteries coming out of it.
This creates a lot of pressure on the walls of those arteries, and the pressure causes tiny amounts of damage.
If a person is not getting enough Vitamin C, cholesterol will be used as a duct tape and bondo type patch to hold the artery together.
If the person is getting enough Vitamin C, the body will be able to produce the collagen needed to repair the damage properly.
The amount of Vitamin C needed to do this is much higher than what most people consume, and what is currently recommended.
While doing my research, I also found there were several people who seem to think there is some kind of conspiracy against Vitamin C.
It's sounds a little far fetched, but I suppose it is possible.
There's a pretty cool flash video that was put together by a journalist that discusses this possibility.
I don't know how accurate the information he uses is, but it is interesting. The video can be found at www.vitamincproject.com.
Labels:
artheriosclerosis,
cholesterol,
heart disease,
Vitamin C
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